In August of 1983, Peoples First Financial Savings and Loan Association opened for business in Panama City, Florida. Under the leadership of Joseph F. Chapman, III, Peoples First has grown to include banking centers and loan production offices throughout North and Central Florida. Headquartered in Panama City, Peoples First also has operations in Pensacola, Fort Walton, Destin, Marianna, Tallahassee, Jacksonville Beach, Orlando and Niceville with many more scheduled to open in the near future. [Click here for info](http://www.peoplesfirstonline2.com/home/au.au_history)